Saving money is easier said than done. More often than not, we usually spend more money instead of stowing bills for a rainy day. For many people, saving money is a call for a big change, and big change is very difficult to swallow. If you’re serious about saving money, you must start small. These small changes will help you improve significantly.
Here are some attainable strategies of saving money:
Use Saving Apps if You’re Tech-Oriented
Take out your smartphone and head to your app store of choice (Google Play store is nice). Type “grocery list” and download the first grocery list app that catches your eye. This app is one of the many apps that you can use to help you save money. The shopping list app will help you itemize your grocery so you can focus on items that you actually need.
Negotiate for Service Deductions and Discounts
It might take more than five minutes to get through to a customer service rep, but you should pick up the phone right now and call your cable and/or internet provider. When you get to the menu or the operator, say that you’d like to cancel your service. Advise the representative that you just can’t afford the current rate and ask if there’s anything they can do for you, because the alternative is that you’ll have to cancel your service.
Maybe they can’t do anything for you, but there’s a good chance that they can. If you had an introductory rate that recently expired, you should at least be able to get the lower rate back. In the space of one phone call you can potentially save yourself hundreds of dollars over the course of the year.
Analyze Your Home Supplies
If you do a lot of accounting on your home supplies – particularly food – you’ll realize that you lose money due to unintentional waste. So, it’s very important to maintain a full accounting of your home supplies. Determine the ones that you frequently need, and figure out if you can save money by prioritizing which supplies really matter. You probably need to log your supplies in a spreadsheet or a small organizer. This will keep your financial planning highly efficient.
Once you’ve applied the techniques mentioned above, you can take simple steps towards financial greatness. It will take long, especially if there are many hurdles along the way. Manage these hurdles, and you’ll definitely be okay.